Pricing

Choose the plan that fits how you build.

Start free, then unlock deeper creator analytics, money tools, and business-ready reporting when you need them.

Annual billing saves 20%.

Tier 1

Starter

Open an account in minutes. Digital-first, zero-cost.

$0 /mo

Free account access.

Included:

  • FDIC-insured account (up to $3M)
  • Digital Visa debit card
  • Apple Pay & Google Pay
  • ACH transfers & bill pay
  • Mobile app access
  • Basic spending insights
Open Free Account
Most Popular

Tier 2

Creator

For creators actively building. Analytics, tools, and your Pulse Score.

$16 /mo

Annual: $13/mo annually

Everything in Starter, plus:

  • Pulse Score
  • Social media analytics dashboard
  • Revenue tracking (Stripe, Shopify)
  • Goal-based savings pockets
  • Spending categories & budget tools
  • Priority email support
Get started

Tier 3

Capital

For entrepreneurs running their income like a business.

$49 /mo

Annual: $39/mo annually

Everything in Creator, plus:

  • Income & expense accounting
  • Tax-ready report (CSV & PDF)
Get started

Transparent Billing

Start with banking. Add tools when your work demands more.

$0

Starter account

20%

Annual savings

3 tiers

Built to scale

Banking services are provided by FDIC-insured partner banks. Paid plan features are software and support services layered around your Vadera account.

Ready to build with Vadera?

Open an account today and choose the plan that matches your next stage.

Open Account