Pricing
$0 Fees.
No Exceptions.
No monthly fees. No overdraft fees. No minimum balance. No hidden charges. Just modern banking that works for you, not against you.
Your Vadera Account
per month, forever
No credit card required. Takes under 3 minutes.
Fee Breakdown
Fees that don't exist here.
While other banks nickel and dime you, we keep it simple.
| Fee Type | Traditional Banks | Vadera Capital |
|---|---|---|
| Monthly maintenance fee | $5 - $25/mo | $0 |
| Overdraft fee | $35 per incident | $0 |
| Minimum balance fee | $10 - $15/mo | $0 |
| ATM withdrawal fee | $2.50 - $5 | $0 |
| Wire transfer fee | $15 - $45 | $0 |
| Account opening fee | $25 - $100 | $0 |
| Paper statement fee | $2 - $5/mo | $0 |
| Account closing fee | $25 - $50 | $0 |
| Inactivity fee | $5 - $20/mo | $0 |
| Foreign transaction fee | 1% - 3% | $0 |
FAQ
Common questions.
How does Vadera Capital make money if everything is free?
We earn revenue through interchange fees when you use your Vadera debit card, and through interest earned on deposits held with our banking partners. This means our incentives are aligned with yours: the more you use Vadera, the better it is for both of us.
Are there really no hidden fees?
None. Zero. We don't charge monthly fees, overdraft fees, minimum balance fees, ATM fees, wire transfer fees, or account closing fees. What you see is what you get.
Will you start charging fees later?
No. Free banking is core to our mission, not a promotional offer. We've built our business model around keeping your account free forever.
Is my money safe?
Yes. Your deposits are held in FDIC-insured accounts through our partner banks, with coverage up to $250,000 per depositor. Extended sweep coverage is available up to $3M.
How do I get started?
Sign up in under 3 minutes. No credit card required, no minimum deposit. Just your name, email, and a few verification details.
Ready to stop paying bank fees?
Join thousands of creators and entrepreneurs who bank smarter with Vadera Capital.
Open Your Free Account