Privacy Policy

    Last Revised: September 25, 2025

    Vadera Capital Corporation (“we” or “us”) wants you to be familiar with what information we collect about you, how the information is used, and what choices you have regarding the collection and use of the information. This Privacy Policy (the “Policy”) describes our practices in connection with information that we collect through our websites, mobile applications, and related services (collectively, the “Site”).By using the Site, you agree to the terms of this Policy. If you do not agree, please do not use the Site. We may change this Policy at any time without prior notice. You can determine when this Policy was last revised by referring to the “Last Revised” legend at the top. Continued use of the Site after changes means you accept the updated Policy.

    WHAT TYPES OF INFORMATION DO WE COLLECT?Personal Information

    We may collect personal information such as:

    • Information you provide when applying for our services (name, address, Social Security number, date of birth, telephone number, and email address).

    • Financial or business information related to account creation or eligibility assessments.• Information from third-party data providers or linked services (e.g., bank account and transaction data, TikTok, YouTube, Stripe).• Identity verification data.

    • Information provided through customer service or feedback.With your consent, personally identifiable information (PII) may be collected, reviewed, or deleted upon request by contacting support@vaderacapital.com.

    Non-Personal Information

    When you visit the Site, we may collect information that does not directly identify you, including:

    • Server Log Files: IP address, date/time of visits, pages viewed, usage patterns.

    • Environmental Variables: Device type, operating system, browser type, screen resolution.

    • Cookies and Similar Technologies: Used to enhance user experience. You may disable cookies through browser settings. We do not currently respond to Do Not Track signals.

    • Pixel Tags: Used in emails or web pages to measure engagement.

    • Session Replay and Behavioral Analytics: We use tools such as Microsoft Clarity to understand how visitors interact with our Site. Clarity may record mouse clicks, scrolling, navigation patterns, and general usage behavior. It may also capture device information, IP addresses, and interaction data. Because these recordings reflect your actual use of our platform, they may include views of your account dashboards, balances, or transaction history. Sensitive fields such as login credentials and passwords are not collected. This information is processed consistent with this Policy and may also be used by our bank partner (i3 Bank, Member FDIC) and technology partner (Unit Finance) for compliance, fraud prevention, and service improvement. Please note: disabling cookies will not disable Microsoft Clarity session replay. At this time, there is no mechanism to opt out of Clarity session capture on our Site.

    • Voluntarily Provided Info: Geographic location or other data you choose to provide.

    • Third-Party Services: If you connect your financial data using Plaid or similar services, your information will be handled according to their privacy policies.

    HOW DO WE USE THE INFORMATION COLLECTED?Personal Information

    We may use personal information to:

    • Provide services or fulfill requests.

    • Connect you to financial partners (such as i3 Bank) for debit account issuance.

    • Process transactions and ensure account security.

    • Send administrative or service-related communications.

    • Contact you about products or promotions (with your consent).

    • Perform analytics, audits, compliance, and product improvement.

    Non-Personal Information

    We may use non-personal data for platform improvement, aggregate reporting, and insights. If combined with personal data, it is treated as personal information.

    DO WE DISCLOSE INFORMATION TO THIRD PARTIES?

    We may share your information in the following ways:• Affiliates: With companies under Vadera Capital Corporation for operations and support.• Banking and Service Providers: To enable checking accounts, debit cards, and payment processing.• Analytics Providers: With third parties such as Microsoft Clarity for behavioral analytics. These providers may collect device and usage data to help us improve services.• Marketing and Analytics Partners: With your consent, we may share limited data for promotional or analytical purposes.• Legal Requests: To comply with subpoenas, law enforcement, or protect our rights.• Business Transfers: In case of merger, acquisition, or sale of assets.• Aggregated and Anonymized Data: Shared for benchmarking and business intelligence. 

    YOUR CHOICES

    • Opt out of marketing emails via the unsubscribe link.

    • Update your profile in your account dashboard.

    • Request account closure or data deletion by contacting support@vaderacapital.com.

    • Some information may be retained for legal or fraud-prevention purposes.

    • Microsoft Clarity session replay is an essential part of our platform functionality and cannot be disabled or opted out of by end users.

    HOW DO WE PROTECT YOUR INFORMATION? We maintain security measures including encryption, access restrictions, and monitoring. No system is completely secure. Please notify us of any suspected unauthorized activity.

    LINKS

    The Site may link to third-party websites. We are not responsible for the privacy practices or content of those sites.

    LOCATION

    The Site is controlled and operated within the United States. Use outside the U.S. is at your own risk.CALIFORNIA PRIVACY 

    RIGHTS

    California residents may have rights under the CCPA. Please contact us to exercise your rights or request our California privacy addendum.

    UNDER 18 POLICY

    The Site is not directed at individuals under 18. We do not knowingly collect information from minors.

    CONTACTING US

    If you have questions about this Policy, contact us: 

    Vadera Capital Corporation5821 Dahlia Dr, Orlando, FL 32807Email: support@vaderacapital.com