Privacy Policy

    Last Revised: May, 5th 2025

    Vadera Capital LLC (“we” or “us”) wants you to be familiar with what information we collect about you, how the information is being used and what choices you have regarding the collection and use of the information. This Privacy Policy (the “Policy”) describes our practices in connection with information that we collect through our websites, mobile applications, and related services (collectively, the “Site”). Please take a moment to review this Policy and feel free to contact us with any questions at support@vaderacapital.com.

    By using the Site, you agree to the terms of this Policy. If you do not agree to the terms of this Policy, please do not use the Site. We reserve the right to change this Policy without prior notice. You agree to obtain annual notices of, and changes to, this Policy electronically by visiting this Site. You can determine when this Policy was last revised by referring to the “Last Revised” legend at the top of this page. Any changes to our Policy will become effective upon our posting of the revised Policy on the Site. Use of the Site following such changes constitutes your acceptance of the revised Policy then in effect. Therefore, we encourage you to review this Site from time to time for changes to our Policy.

    WHAT TYPES OF INFORMATION DO WE COLLECT ABOUT YOU?

    We collect personal information and non-personal information through the Site. Personal information is information that identifies you as an individual. Non-personal information is aggregated information, demographic information, IP addresses and any other information that does not reveal your specific identity.

    Personal information. We may collect the following types of personal information:

    • Information you provide when applying for our services. For example, you may be required to submit personal information such as your name, address, Social Security number, date of birth, telephone number, and email address.
    • Information from third-party data providers or linked services, such as bank account, transaction data, or platform analytics (e.g., TikTok, YouTube, Stripe).
    • Information you provide us through customer service correspondence and general feedback.
    • Business and personal financial information related to account creation or eligibility assessments.
    • Additional verification data used to authenticate identity.

    Without your permission, we do not allow third parties to collect personally identifiable information (PII) about your online activities over time and across different websites. PII collected with your consent may be retrieved, reviewed, or deleted upon request by contacting support@vaderacapital.com.

    Non-Personal Information. When you visit the Site, we may collect non-personal information, such as browsing behavior and usage patterns. This information is typically collected through:

    • Server Log Files. Includes IP address, time and date of visits, pages viewed, and general usage patterns.
    • Environmental Variables. Includes device type, operating system, browser type, and screen resolution.
    • Cookies and Similar Technologies. We, or our partners, may use cookies to enhance your user experience. You may control or disable cookies through your browser settings. At this time, we do not respond to Do Not Track signals.
    • Pixel Tags. Used in emails or webpages to measure engagement and effectiveness of communications.
    • Voluntarily Provided Info. Includes geographic location or other data you submit without being tied to personally identifiable information.

    If you connect your financial data using Plaid or similar services, your information will be handled according to their privacy policy. We may use such services to validate income, confirm transaction history, or assess platform engagement.

    HOW DO WE USE THE INFORMATION COLLECTED?

    Personal Information. We may use personal information in the following ways:

    • To provide services or fulfill requests submitted through the Site.
    • To connect you to financial partners (such as i3 Bank) for debit account issuance.
    • To analyze income, spending, or engagement when you link third-party data sources.
    • To send you administrative or service-related messages.
    • To contact you about new products or promotions (with your consent).
    • To process transactions and maintain account security.
    • For internal analytics, audits, and product improvement.

    Non-Personal Information. We may use non-personal data for any purpose, including platform improvement, aggregate reporting, and product insights. When combined with personal data, we treat the combined information as personal.

    DO WE DISCLOSE INFORMATION TO THIRD PARTIES?

    We may disclose your information as follows:

    • Affiliates. To affiliated companies under Vadera Capital for operational and customer support purposes.
    • Banking and Service Providers. To enable checking accounts, debit cards, and payment processing.
    • Marketing and Analytics Partners. With your consent, we may share limited data for promotional or analytical purposes.
    • Legal Requests. To comply with subpoenas, law enforcement, or protect our legal rights.
    • Business Transfers. In case of merger, acquisition, or sale of company assets.
    • Aggregated and Anonymized Data. Shared for benchmarking or business intelligence that cannot identify you.

    YOUR CHOICES

    • You may opt out of marketing emails using the unsubscribe link provided.
    • You may update your profile through your account dashboard.
    • You may request account closure and data deletion by contacting support@vaderacapital.com.
    • We may retain some information for legal compliance or fraud prevention.

    HOW DO WE PROTECT YOUR INFORMATION?

    We maintain industry-standard security controls including encryption, access restrictions, and monitoring. However, no system is completely secure. Please notify us if you suspect unauthorized activity on your account.

    LINKS

    The Site may link to external third-party websites. These links are provided for convenience. We are not responsible for the privacy practices or content of those sites. Please review any third-party policies before providing information.

    LOCATION

    The Site is controlled and operated within the United States. We make no representations that our services are available or appropriate in other jurisdictions. Accessing the Site from outside the U.S. is done at your own risk.

    CALIFORNIA PRIVACY RIGHTS

    California residents may have rights under the CCPA. Please contact us to exercise your rights or to request our California privacy addendum.

    A SPECIAL NOTE REGARDING INDIVIDUALS UNDER 18 YEARS OLD

    The Site is not directed at individuals under 18. We do not knowingly collect information from anyone under the age of 18. If you are under 18, please do not provide us with personal information.

    CONTACTING US

    If you have questions about this Policy, please email us at:
    support@vaderacapital.com
    Vadera Capital LLC
    5821 Dahlia Dr, Orlando, FL 32807

    Banking services are provided by i3 Bank, Member FDIC. Vadera Capital is a financial technology company, not a bank.