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¹ Vadera Capital is a financial technology company and is not a bank. ² Banking services are provided by i3 Bank, Member FDIC. The Vadera Capital Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. ³ Accounts are eligible for pass-through deposit insurance only to the extent permitted by FDIC regulations and only if the requirements for pass-through insurance are satisfied. There is a risk that pass-through insurance may not be available, and funds may not be fully insured in the event of bank failure. ⁴ Annual Percentage Yield (APY) is variable and subject to change after account opening. Interest is compounded monthly and credited monthly. ⁵ No account or domestic transaction fees. Foreign transaction fees may apply in limited circumstances. ⁶ Visa is a registered trademark of Visa U.S.A. Inc. Use of the card is subject to terms and conditions. 2021-2025 Vadera Capital, Corporation. All rights reserved.